FREQUENTLY ASKED QUESTIONS (FAQ'S) ABOUT FINANCING A MINI COOPER

FINANCIAL SERVICES


It only makes sense that a car with so many customizable options gives you equally flexible ways to pay. MINI Financial Services helps you find the lease option, payment plan or additional coverage program that works best so you can start motoring.
Check out the great video to the right by MINI USA regarding the ways we help you finance a great new Countryman or Clubman today!

SHOULD I LEASE OR SHOULD I BUY?


Sometimes it's hard to make the decision to lease a MINI Cooper or buy the ride of a lifetime. To help you make the decision easier, here are a few basic thoughts to help you make up your mind.

WHAT SORT OF PAYMENT PLANS DOES MINI OFFER?


Simple, but helpful. Our trio of payment plans gives you options to save time, hassle and paper. If you already own a MINI, head to the Owners? Lounge to set up your preferred method of payment for your MINI Financial Services account.

MINI COOPER EASYPAY


Set-up automatic, recurring monthly payments, so you can concentrate on motoring instead of writing checks and finding stamps.

MINI COOPER ULTIMATEPAY


If you know you?ll be traveling, use UltimatePay to schedule a one-time payment to be made on a specific date.

MINI COOPER PAPERLESS FINANCING


This tree-friendly option delivers an email letting you know when your Account Statement is posted online.

LEASE PROGRAMS


THE MINI YOU WANT. WHEN YOU WANT IT.

When you lease, you pay for only the MINI you use during the lease. With a lower overall financial commitment and some of the industry?s most competitive leasing programs, MINI Financial Services helps you save the money for the good stuff. You'll be able to drive the MINI you crave, stacked with all the options and accessories you want.

THE MOTORING LEASE


Want to drive your MINI 5,000 miles? 50,000? 500,000? The Motoring Lease might be the ideal option for you. With the Motoring Lease, you tell us how many miles you'd like to lease your MINI for, and we'll come up with a plan that fits your specific needs. Plus, since leasing doesn't require the same cash commitment as other options, you could use the money and miles you have on hand to break in your new MINI on a cross-country jaunt.

THE TRADITIONAL LEASE


One of the best things about this lease is the flexibility it provides. If, at the end of your lease, you're bored of your first MINI's color or just feel like it's time to start seeing other MINIs - no problem. You can even structure your lease according to your individual needs. If you have a limited down payment or no trade-in, leasing allows you to motor with reasonable monthly payments.

MILEAGE ADJUSTMENT PROGRAM


In a MINI, it's easy to lose track of the miles. That's why our Mileage Adjustment Program helps you avoid lease-end excess-mileage charges without obsessing over the odometer. Contact your MINI dealer to learn more.

  • You can buy up to 100,000 miles, including the amount of miles at lease inception.
  • Additional miles can be purchased at any point up until the vehicle is returned.
  • Vehicles returned with over 100,000 are billed at the standard lease end rate.